The watchman

A quiet watch over your ledger.

Mihari listens to the New Zealand registers — Companies Office, NZBN, Gazette, Insolvency — and tells you when an entity you watch begins to slip. Quietly, before the invoice writes itself off.

Begin the watch →See how it works
The premise

Bad debt rarely arrives without warning. The signal is in the registers, weeks ahead. Most of us only hear it later.

The change

A director resigns. The registered office shifts. A creditors’ meeting is gazetted. A liquidator is appointed.

The lag

By the time these reach you through ordinary channels — solicitors, news, word-of-mouth — the goods are dispatched and the invoice has aged.

The watch

Mihari hears each change as it lands on the register and routes it to the right person inside your business. That is the whole product.

What we watch

Fourteen categories. Eighty distinct signals.

Each entity you add is reconciled three times a working day. Anything that has changed since the previous reading becomes a signal — categorised, severitised, routed to the right inbox.

01
Entity status
Struck off, restored, removed
02
Company insolvency
Liquidation, receivership, administration
03
Personal insolvency
Director bankruptcy, NAP
04
Director changes
Appointed, ceased
*05
Officer & trustee
Partners, trustees, sole traders
06
Shareholder change
Restructure, UHC, beneficial owner
07
Name change
Entity rename, trading name
08
Address change
Registered, service, postal
09
Gazette notice
Statutory demand, winding up, meetings
010
Filing & compliance
Annual return, financials, overdue
011
Contact change
Phone, email, website
012
Business profile
ANZSIC, GST, trading area
013
Disqualified director
Director appears on disq. list
014
Cross-entity risk
Director linked to distressed entity
仕組みHow the watch works

The 3 Movements: Applied to Monitoring.

Jo

Begin the Watch

Search the NZBN register for any business that owes you, or might. Each entity becomes part of the watch. A baseline snapshot is taken — the starting position from which all change is measured.

Ha

Wait for Alert

Mihari sweeps the registers every 30 minutes during NZ business hours, with the Gazette polled once daily. The Companies Office, NZBN, Insolvency Register and Gazette are diffed against the last reading; anything that has moved becomes a signal.

Kyū

Rapid Notification

When something has moved, the right person hears about it. You choose exactly who gets notified per entity — credit officers for receivables alerts, legal for gazette notices, account managers for status changes. Quiet, plainspoken email.

段階Severity

Three levels. Red, Amber, Green.

Immediate concern
kurenai ·

Insolvency, liquidation, disqualification, gazetted distress. Routed in real time, regardless of cadence.

Worth watching
kohaku ·

Director or shareholding movement, related-entity changes, address shifts. Reported alongside other signals as they land.

Routine
ao ·

Annual returns, financial statements filed, contact and profile updates. Background reading; not actionable.

Begin the watch.

It takes a minute to add the first name. The first signal usually arrives within a week.

Begin →